As a result of his conservative, bunt-friendly managerial style, Mike Matheny was terminated from his position as the manager of the St. Louis Cardinals last week. Matheny filed for bankruptcy five days ago, after entering into default on loans from First Bank, Third Bank, and Center Field Bank. A list of actions taken by his creditors—all performed after the filing—is outlined in the choices below. Pick which of these creditor actions is least likely to violate the automatic stay.
1. David Freese, representing Third Bank, saw Matheny eating at a local restaurant. When the two made eye contact, Freese told Matheny to get off his “lazy ass” and pay his debts to Third Bank, lest Matheny risk repossession of his beloved 1999 Chevy Cavalier.
2. Jon Jay, representing Center Field Bank, saw Matheny eating at a local restaurant. When the two made eye contact, Jay had to look away for fear of bursting into laughter. After all, Jay had just filed a “proof of claim” with the bankruptcy court earlier that day.
3. Allen Craig, representing First Bank, saw Matheny eating at a local restaurant. When the two made eye contact, Craig pretended to wink at Matheny. Unfortunately for Matheny, Craig actually winked at the repo man in the parking lot, who proceeded to repossess Matheny’s beloved 1999 Chevy Cavalier.
4. All of these actions would violate the automatic stay.
5. None of these actions would violate the automatic stay.