Financial Aid

Mizzou Law recognizes the financial commitment of attending law school and how financial decisions can influence your future.  Mizzou is an exceptional value and it’s understandable that financing your law school education can be daunting. The Financial Aid Office offers support in the area of student finances including financial aid, financial literacy, and individual financial counseling by an Accredited Financial Counselor.

It is important for law students to review their finances and consider the resources available to pay for their law degree.  Mizzou Law students finance their legal education through savings, scholarships, student loans, and federal work-study.  Financial aid resources are allocated on the basis of academic merit and financial need.

Overview

A legal education is an investment in your future and serious financial investment as well.  It is very critical that you take a realistic assessment of how you will pay for it.  The cost of receiving a law school education can be very expensive when you include tuition, the cost for housing, food, books, transportation, and personal expenses.  Today nearly 80% of law school students rely on student loans as their primary source for financing their J.D.  The more a student borrows, the longer the debt will have an impact on life after law school.

Your Financial Aid Package

Once the MU Financial Aid Office has received your FAFSA results and other required forms, a financial aid package is developed and a financial aid award notification will be sent to you via email.  The award notification will include the financial aid for which you are eligible and what you need to do to accept your award.  For first-year law students, financial aid awards are usually available by mid-March.  Continuing law students will receive their financial aid award notices in June.

Receiving Your Financial Aid

All financial aid received, except federal work-study, is applied directly to your MU account. This account is established in the Cashier’s Office once you are registered for classes.  Your account consists of all tuition, fees, room and board (if you live in campus housing), books and any other University charges. Usually, one-half of your aid is credited to your account for the fall semester and the other half is credited for the spring.  More information about how funds are applied to your account. 

e-Consent

Access to view your financial aid online requires that you grant e-consent in myZou.  By granting e-consent you have access to view and accept your financial aid online.  If you are new to Mizzou you will be able to provide consent when you receive your login information from the law school Office of Admissions. Learn more here.

Official Notice on Fees

The University reserves the right to increase or decrease the fees charged for attendance and other services at the University when the Board of Curators considers it in the best interest of the University to do so.  Any increase in fees must be approved by the Board of Curators not less than thirty (30) days prior to the beginning of the academic term (semester, etc.) to which these fees will be applied.  Any change in fees will be effective irrespective of whether fees have or have not been paid by or on behalf of a student prior to the effective date of the modification.

Mizzou Law employs students through part-time jobs funded through the Federal Work-Study Program. All work-study positions are located in the law school library and student employees receive biweekly pay checks.

Federal Direct Loans are issued directly from the government and offer flexible repayment terms, fixed interest rates, and vast deferment options.

With the Federal Direct Loan Program, you:

  • Borrow directly from the federal government and have a single contact — your loan servicer — for everything related to repayment
  • Have online access to your Direct Loan account information via your servicer website
  • Can choose from several repayment plans that are designed to meet the needs of almost any borrower, and you can switch repayment plans if your needs change

Federal Direct Unsubsidized Loan Program — Direct Unsubsidized Loans are loans that can help you pay for law school. The lender is the U.S. Department of Education. Beginning fall 2026, the annual loan maximum for law students is $50,000 per academic year and the interest rate for 2026-2027 is fixed at 8.07%. This loan has an origination fee of 1.057% and repayment begins six months after graduation.

The Shortridge Loan Program is designed to help law students gain practical experience in the public sector. Mizzou Law provides loans each summer in the amount of $4,000 to selected students who work in the area of public interest during the summer. The Shortridge loan has a 0% interest rate, a 12-month grace period beginning after graduation before entering repayment, and a seven-year repayment term.

For more information about the Mizzou Law Shortridge Loan Program, contact the Mizzou Law Financial Aid Office.

Private student loans are alternatives to federal loans. They are credit-based, may have lower fees than federal loans and may even offer the borrower a choice between fixed or variable interest rates.  Please note, private student loans are not eligible for the various repayment benefits associated with federal student loans. Students may apply for assistance through one or more commercial loan provider. The amount borrowed from any of these programs when combined with other forms of approved financial aid cannot exceed the student expense budget.

Mizzou Law requires students seeking a private loan complete a loan counseling session with the Mizzou Law Financial Aid Office.

For a list of Mizzou approved private lenders visit the Mizzou Law Private Lender Page.

Please be aware that private loans do not qualify for the Public Service Loan Forgiveness Program.

Sallie Mae Graduate School Scholarship Search

Sponsored by Sallie Mae, this site provides access to one of the most comprehensive scholarship searches on the web.

Fastweb Financial Aid Search

Providing scholarship search services since 1995, Fastweb has a database containing more than 1.5 million scholarships offered by thousands of colleges and universities.

College Board Scholarship Search

Run by the same organization that administers the SAT, this site matches your educational level, talents, and background to a database of scholarships, loans, internships, and other financial aid.

SuperCollege.com: Scholarship Search

Offering a free database of more than 2.2 million scholarships, grants, fellowships, and contests worth more than $15 billion, SuperCollege enables you to sort and save your searches.

AccessLex Law School Scholarship Databank

Over 800 curated and vetted scholarship opportunities and writing competitions.